WHY CHOOSE US?
Extended Grace Period
Normally pawnshop pawns will mature after the first month of pawning (if a one month interest is collected in advance upon pawning) which is called the maturity date. And such matured pawn will expire if it is redeemed or renewed after the lapse of the reglamentary grace period of 90 days or 4 months from the date of pawning. But at Fely’s Jewelry and Pawnshop the grace period of 90 days is extended up to 150 to 180 days from the date of maturity. Hence a long and extended grace period.
Pawnshop With A Big Heart
The FJ&P philosophy is to do its business with compassion to the community hence it adheres true to its corporate slogan of being a RESPONSIBE COMMUNITY PARTNER. It places welfare to the community where it does business at the forefront. Proof of its adherence to such philosophy is its constant holding a Free Medical and Dental Outreach Mission during the anniversaries of its branches. In doing such, FJ&P is a recipient of the Chamber of Pawnbroker of the Philippines’ Outstanding Pawnbroker award for being MaTAPAT, MakaTAO, at MapagkaTIWALAAN. It has also shown its love and compassion to the Blind by giving them talking watches, to the community that is hit by Dengue Outbreak through fumigation dubbed as “Operation Dengue Buster”, to the schoolchildren through de-worming activities we dubbed as “Operation Contra Bitok” and many other civic endeavor for the sake of its love to the community.
Secure
Pawners could rely that their pawns are safe when pawned at FJPs. All branches have hefty fireproof vault and are equipped with modern alarm system.
Installment Payment of the Loan Principal
The pawner of Fely’s Jewelry and Pawnshop can redeem their pawn on a staggard basis or through installment. Whenever our pawner has some extra money, they can not only renew their pawn but with extra money they can add any amount to be deducted to the loan principal as installment payment.
Bigger Chance to Retrieve your Foreclose Pawned Items
Fely’s Jewelry and Pawnshop acknowledges the sentimental value of the foreclosed pawn on the part of the Pawner. Because of this the management of Fely’s Jewelry and Pawnshop is giving its customers an added chance to recover their foreclosed pawns. If the pawn of the pawner has been foreclosed, the pawner can still redeem their unredeemed pawn after expiry date until the time/date that the pawn is sold at Public Auction. Moreover, even if the pawn is already auctioned and is considered as Prendas Rematadas by the pawnshop after the auction, it is the policy of Fely’s Jewelry and Pawnshop to put on display the items at the branch where it was pawned and foreclose. Through this policy the pawner is again given another chance to retrieve back their foreclose item through normal redemption process by just presenting the pawnticket of the subject pawn through the usual computation or just by buy the rematado pawn at its tag price.
Higher Appraisal
The FJ&P gives a fair appraisal of any pawnable items offered to it as a pawn to stay competitive to other pawnshops. On the appraisal of gold items offered as a pawn it still appraises and appraise jewelries up to the 10 karat value of the gold and higher. However one of the appraisal method of the FJ&P that separates it from the rest of the pawnshop is its appraisal of diamonds. It gives diamonds a premium appraisal compared to other pawnshops.
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